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How does China Construction Bank repay the loan in advance?

The process for early repayment of loans by China Construction Bank is as follows:

1. Telephone appointment

Customers of CCB who want to repay their loans in advance should first call the CCB customer service hotline 95533. Make an appointment in advance and wait for notification. At the same time, carefully check the bank's early repayment requirements and pay attention to whether you need to prepare for early repayment penalty.

2. Fill in the application form

After the other party notifies you, go to the CCB branch to pick up the application form and fill it out. At the same time, prepare the required documents, such as ID cards, loan contracts, etc., and submit them to the bank for approval. Bank phone notification. After the bank's approval is passed, the bank will notify you by phone.

3. Go through the repayment procedures

The repayer should bring relevant documents to the bank to handle the early repayment procedures. Make early repayments. After completing the procedures, go to the bank counter to make the repayment. Some banks can transfer the money directly to the card.

4. Others

If it is a one-time repayment, you also need to handle decompression and cancellation.

China Construction Bank, a deputy ministerial-level unit, is a large state-owned bank managed by the central government. It was established on October 1, 1954. Its head office is located at No. 25 Financial Street, Beijing.

China Construction Bank’s main business areas include corporate banking, personal banking and treasury services. It has branches and subsidiaries in more than 20 countries and regions, and owns funds, leasing, trusts, life insurance, financial services, etc. subsidiaries in various industries such as insurance.

On February 9, 2022, Forbes released the list of the top 50 global blockchain companies in 2022, and China Construction Bank was on the list.

China Construction Bank Co., Ltd. is a leading large-scale commercial bank in China, headquartered in Beijing. Its predecessor, China Construction Bank, was established in October 1954. The bank was listed on the Hong Kong Stock Exchange in October 2005 (stock code 939) and on the Shanghai Stock Exchange in September 2007 (stock code 601939). The bank's market capitalization at the end of 2019 was approximately US$217.686 billion, ranking fifth among listed banks in the world. The group ranks second among global banks in terms of Tier 1 capital.

As of 2020, the bank provides customers with comprehensive financial services such as personal banking, corporate banking, investment and financial management. It has 14,912 branches and 347,156 employees, serving hundreds of millions of individual and corporate customers. . It has subsidiaries in many industries such as funds, leasing, trusts, insurance, futures, pensions, and investment banks. Its overseas institutions cover 30 countries and regions, and it has more than 200 overseas institutions at all levels.