House decoration can use provident fund loan, which is another form besides provident fund loan in mortgage to buy a house. The provident fund used for decoration must meet the following conditions: Generally speaking, the area of the house to be renovated is more than 70 square meters, and the age of the house is within 15 years.

Legal basis:

Article 24 of the Regulations on the Management of Housing Provident Fund also stipulates that housing provident fund can be withdrawn from four acts: purchase, construction, renovation and overhaul.