There are many auditing standards for bank and institutional loans, mainly including repayment ability, financial status and credit status. As a fireman, life is unsafe from the beginning, and he often goes to dangerous places to put out fires, so he belongs to a high-risk industry.

The news of the Tianjin explosion must be fresh in everyone's memory. If there is no disaster, you won't see firefighters, but once you see familiar clothes, you will know that something big has happened. Therefore, firefighters who deal with fires every day have a high risk index and are naturally not ideal targets for bank lending.

Fortunately, with the development of internet finance, the situation that it was difficult to apply for loans in the past is changing. Many commercial banks and some small loan companies have gradually liberalized the professional restrictions on applying for loans.

Firefighter loan method:

Method one, mortgage loan

If the income is unstable, it is best to provide collateral as collateral to apply for mortgage loan. Because any lending institution should consider the borrower's repayment ability. Check the repayment ability, on the one hand through personal income, on the other hand through personal property. Loans are obtained through mortgage loans, and lending institutions have never been so strict with borrowers' income requirements.

Method 2: Find a loan company.

Compared with banks, loan companies are less strict with borrowers' loan requirements. If the direct bank loan is rejected for many times, you can try to find a loan company. However, compared with banks, loan companies may charge slightly higher fees.

In addition, when applying for a loan through a loan company, the borrower needs to know the relevant expenses in advance, because the expected annualized interest rate of the loan company is much higher than that of the bank, and making a repayment plan in advance can also avoid overdue.