The credit service "Qianhua" of Xiaoman Finance (formerly Baidu Finance) can be approved in 30 seconds at the earliest, and the loan can be released in three minutes at the earliest, with a maximum amount of 300,000.
The "spending money" service in the app is a credit service under the APP, which is transparent, legal and compliant. It has deep cooperation with many financial institutions such as banks to provide users with reliable and reliable credit services.
The requirements of "having money to spend" for financial credit services with a small degree of application are mainly divided into two parts: age requirements and information requirements:
1. Age requirement: 18-55 years old. Special note: if you have money to spend, you refuse to provide college students with consumer installment loans. If you are a college student, please give up the application.
2. Information requirements: You need to provide your second-generation ID card and your debit card during the application process.
Refuse to provide installment loans to college students if they have money. If you are a college student, please give up the application.
Second, please pay attention to fraud prevention:
Du Xiaoman's "Money Flower" business of financial credit service was launched in our company's APP. Please search and install in the official application market (don't click on the unknown link to install), or log in to Baidu APP to find "common function-Du Xiaoman wallet". If in doubt, please identify Qianhua official customer service hotline 95055. Xiaoman's financial customer service staff will not contact users through QQ, WeChat or mobile phone. Please don't contact and "trade" with any so-called "internal employees" or "third-party agents" privately through QQ, WeChat, or so-called "APP tips", QQ and WeChat customer service.