The conditions for purchasing Jinye tobacco dormitory with provident fund loans include: 1. The borrower must have an account in the city where Jinye Tobacco Dormitory is located; 2, usually income should be stable, good credit, have the ability to repay the loan; 3, there is a legal contract or agreement to buy Jinye tobacco dormitory self-housing, and there is a prescribed proportion of self-raised funds; 4. The mortgage or pledge of assets stipulated in the Guarantee Law is used to purchase Jinye Tobacco Dormitory Loan; 5. Agree to handle the purchase guarantee or mortgage property insurance; 6. Agree to other conditions stipulated in the housing provident fund management.

Jinye tobacco dormitory new house transaction taxes include deed tax, maintenance fund and property management fee. Deed tax of Jinye Tobacco Dormitory: the deed tax to be paid for buying a new house is 3-5% of the total purchase price (the tax rates of different provinces, municipalities and autonomous regions are different), and the average commercial house is halved, that is, 1.5-2.5%. Jinye Tobacco Dormitory Maintenance Fund: charged according to the construction area multiplied by a certain amount. Property management fee of Jinye Tobacco Dormitory: paid after the house is delivered, and the specific grade rate is implemented according to the regulations of the local price department.

The above contents are for reference only, I hope I can help you. Thank you for your support to Kanfangwang. I wish you a happy purchase!