Can I apply for a loan online?
First, you can apply for a loan online. Among them, there are several ways to apply for loans online:
(1) Go through the official banking procedures: most banks have access to credit loans and personal loans in official website. We can fill in the application materials in official website, submit relevant materials as required, and wait for the bank's review.
(2) Handling through loan supermarkets: There are many loan intermediary platforms with many small loan products. We can download such a loan supermarket and apply for a loan on it.
(3) Apply directly in the loan company official website: Now many small loan companies have official website, and they can also apply for loans in official website.
However, there are too many now to believe them all. Be sure to find a regular company. Loan scam
What is the formal online loan process?
It is understood that the process of online lending is generally as follows:
(1) Seek suitable lending institutions. The first step of online lending is to find a suitable lending institution online.
(2) Apply for a loan through the webpage. Usually, formal lending institutions have special channels for applying for loans, and borrowers can apply for loans directly through this channel.
(3) The lender gets in touch with the borrower. After the lending institution receives the application, a business specialist will get in touch with the borrower, usually by phone or qq.
(4) The borrower goes to the salesman's work unit to have an interview on loan matters and discuss loan-related matters.
(5) The borrower and the borrower sign a loan agreement.
(6) Lending institutions issue loans.
(7) The borrower repays the loan as agreed in the contract.
The above contents are briefly introduced in view of whether online loans can be handled and the process of online loans. Among them, when lending online, we must pay attention to choosing a formal lending institution to avoid falling into the trap of scammers.