Houses with loans are generally not taken over. Because the loan has not been repaid, the house actually belongs to the bank. So many people dare not accept such a house. Unless you can't repay the loan, the court will take over the house. Then take a picture of the house. So that someone will buy it. Otherwise, the ownership of the loan house is unclear and no one will buy it. Only if their relatives trust each other will they buy it.

Then sell it to relatives at a relatively low market price. This has to be one of those close relatives. You can ask him to return what you have already returned. Then he can pay off the rest of the loan for you. Finally, the house has paid off the loan, and the household registration book has also come down, and then the transfer can be made. Only when both sides trust each other can this be achieved. And this kind of house is a relatively large amount of property. It is estimated that only relatives like parents can help you.

Unfamiliar people must not sell houses with loans, because houses with loans do not belong to you at all, but to banks. Ownership is not clear at all, and no one will buy the house. Everything is legal now. Unlike before, you have to sign an agreement privately before you can buy and sell real estate. Now you have to pay taxes and go through legal procedures. If the legal ownership of the house is unclear, don't touch it. Otherwise there will be endless trouble in the future. Although this kind of house can be very cheap sometimes. They will promise never to want this house again. But people's promises are invalid. You have to make sure that what he said is legally valid.

If you go to court, the real estate license is the only proof. It is also the first certificate. In other words, whose name is written on the real estate license, basically who the house belongs to. The purchase agreement signed privately is actually not protected by law.