Formal online lending platform:

1. CreditEase 20 12 launched Pleasant Loan, and 20 15 was listed on NYSE.

2. Renren Loan is a loan platform under Xinyou Jinfu, which was established on 20 10 and is one of the earliest online lending platforms in China.

3. China Ping An's platform, lufax, was established in Shanghai in September, 201/KLOC-0, and was supported by the Shanghai Municipal Government.

4. Paipai Loan was established in June 2007 and listed on the New York Stock Exchange on 20 17. It is the first online lending platform in China.

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What is online lending? In fact, as the name implies, online lending is online lending. For example, if you borrow money from him on an application, then this is an online loan. And like the flower beds used by many people, these are collectively called online loans. Online lending is online lending. Online lending is actually borrowing money online and borrowing other people's money, commonly known as online lending, but some online lending is safe. It is also a formal channel. Some online loans are informal channels, just like flower quilts. These are formal channels, and the interest rate is relatively low. So if you borrow money from others online, it is also called online loan, so this kind of online loan is more dangerous. Online lending is also an informal online lending.

Borrow money on a regular basis with a purpose. For example, if I use it normally and repay it normally, then I think this online loan is normal, but you borrow money from major platforms and those informal platforms. Then this kind of online loan is particularly dangerous, which may cause the destruction of your family and your own debt. What about things like this? Sometimes, blindly borrowing money will make you owe online loans, leading to family destruction. Because some of them are informal, the interest on online loans is extremely high and the profits are rolling. In the end, you can't afford it, directly.

The reason why many people blindly borrow money is precisely because they blindly spend money to compare with others, which leads to so many people going online and generating huge debts that they can't bear. But blind consumption, we should not blindly consume and compare with others.

In short, talking like blind consumption is an important reason why I owe huge online loans. Therefore, we really shouldn't blindly consume, which will have an impact on our future and cause us to owe huge debts. If you can't bear it, it will directly lead to parents' debt.

Top Ten Regular Online Lending Platforms Ranking

10 formal online loan recognized by the state?

The top ten official online lending platforms recognized by the state mainly include: 1, Ping An Hewlett-Packard, 2, Jingdong Finance, 3, Suning Finance, 4, Paipai Loan, 5, Microfinance, 6, Lending Treasure, 7, Xiaomi Loan, 8, 360 Lending Treasure, 9, Spending Money, 10, and.

1, Ping An Pratt & Whitney

Ping An Pratt & Whitney is an online lending platform owned by China Ping An, which is quite reliable in terms of security. It also has many loan products, such as I loan, life insurance loan, excellent mortgage, owner loan and owner loan. Users can choose according to their own needs.

2. Jingdong Finance

Jingdong Finance belongs to the JD.COM platform. The white bars and gold bars of Jingdong Finance can help people in need to borrow money. There are fewer white bars and more gold bars.

3. Suning Finance

Suning Finance should be familiar to many people, and its main loan product is Suning's discretionary payment. The loan amount that can be repaid at will can be as high as 200,000 yuan, mainly because the threshold for applying for the loan amount is low, which can meet the needs of adults over 18 years old, and they can apply if there is no bad record in the credit report.

Step 4 rent a shot

Pat loan is also a very reliable online loan platform. It is understood that it has existed for ten years and has been listed in the United States. The auction loan can reach up to 200,000 yuan.

5. Microfinance

"Micro-loan" is the first online micro-credit revolving consumer loan product launched by Weizhong Bank, the first internet bank in China, for WeChat users and mobile QQ users.

"Micro-loan" adopts the official invitation system. Invited users can see the "micro-loan" entrance in the "QQ wallet" of mobile QQ and "WeChat payment" of WeChat, and can get a loan amount of up to 200,000 yuan.

6. Lending treasure is a reception service of Alipay, with a large number of security fingers. At present, as long as it can meet the Alipay sesame credit score of more than 600 points. The loan amount you can apply for ranges from1000-300,000 yuan.

7. Xiaomi loan

Loan products belonging to Xiaomi financiers provide installment services. The application process is a bit cumbersome, but it supports lending and returning. Generally speaking, it is quite reliable.

8360 IOUs

Its main characteristics are fast lending speed and low application threshold. The daily loan interest rate is as low as 0.027%, which is equivalent to an annual interest rate of 95%. There is no need for a complicated application process, and the mortgage can be repaid as soon as it is applied.

9. Have money to spend

Baidu loan platform can meet the needs of different borrowers according to different loan businesses. The loan method is simple, mainly because the interest is low, and the loan can be repaid as you borrow it.

10, recruit a good term loan.

It is a lending service launched by Zhaolian Consumer Finance, occupying the top ten of formal online loans for a long time. The formality of the platform is self-evident, and the loan amount is generally around 200,000-200,000 yuan. The production line can be recycled within 3 years.

What are the regular loan companies? These people need to know.

When it comes to loans, most people are most worried about being cheated, which is human nature. After all, the purpose of applying for a loan is to solve the problem of using money. If you are cheated in the process, it will be even worse. So be sure to find a formal loan company to apply for a loan. So, what are the regular loan companies? You can have a look below.

What are the regular loan companies?

1, banking institution

Formal commercial banks were established after being examined and approved by the People's Bank of China. They have bank licenses, which can absorb public deposits and provide loans at the same time. Private banks also need to obtain the approval of China Banking Regulatory Commission and issue financial licenses before they can formally start their business.

For example, ICBC e-loan, Agricultural Bank e-loan, China Construction Bank express loan, Bank of China e-loan, Weizhong Bank micro-loan, online merchant bank online merchant loan, etc. These are personal credit loan products launched by regular banks.

2. Consumer finance companies

It is a non-bank financial institution approved by China Banking and Insurance Regulatory Commission, and holds a formal license. It carries out loan business with its own funds and does not absorb public deposits. Generally, the registered capital is as high as several hundred million yuan, and the maximum amount of consumer loans granted to individuals is no more than 200,000 yuan.

For example, the good-term loan of Zhaolian Consumer Finance Company, the revolving loan of China Post Consumer Finance Company, the new easy loan of BOC Consumer Finance, the instant easy loan of consumer finance, and the consumer loan of Gitzo Consumer Finance. The products launched by these formal consumer finance companies can be properly looked at.

3. Regular companies

In other words, a limited liability company or a joint stock limited company operating business is wholly owned by a legal person or invested by other natural persons and social organizations. The registered capital is generally smaller than that of consumer finance companies, and it does not absorb public deposits, which requires the supervision and management of relevant departments according to law.

For example, JD.COM white bars, gold bars and other credit products launched by Du Xiaoman Financial Company and Jingdong Financial Technology Company are relatively formal loans.

The above is about "What are the regular loan companies?" I hope I can help you.

What are the lending institutions? What are the lending institutions?

Lending institutions include various banks (state-owned banks, foreign banks and private banks), companies, guarantee companies, finance companies, financial leasing companies, pawn companies, insurance companies with loan business and professional loan companies. These are all related contents of lending institutions.

Specific introduction of lending institutions

I. Banks:

1. Commercial service banks: Generally, commercial service banks only lend money in a short period of time, and the next payment period does not exceed one year;

2. City banks: mainly because local farmers, agriculture and animal husbandry and agricultural economic development trends provide financial services;

3. Preferential tax policies Banks: Generally, they give preferential treatment in terms of loan operation scale, term and annual interest rate.

Second, the theme financial company:

1. Auto finance investment company: financial and non-bank financial enterprises that buy cars and serve customers for lenders;

2. Consumer credit enterprises: non-bank financial enterprises that provide transactional loans to individuals.

Third, private lending institutions:

1. Small loan enterprise: it does not absorb the savings of the masses, has the assets of an independent legal representative, and bears legal responsibility for its creditor's rights and debts with all its assets;

2. Pawning company: an informal marginal financial enterprise with an alias of pawning and issuing pledged loans.

Four. Non-bank financial institutions:

1. Loan enterprise: A loan enterprise is a limited liability company enterprise fully funded by a regional commercial service bank or a rural cooperative bank;

2. Insurance companies: loans brought by insurance companies;

3. Agency bookkeeping companies: most of them are subsidiaries of commercial service banks, which digest and absorb savings and issue loans;

4. Trust is a financial product with variable loan interest, which is generally affected by the financial requirements of investment.

This article mainly writes about the relevant knowledge points of lending institutions, and the content is for reference only.

What are the regular loan companies?

Formal credit companies are:

1. Renren Loan Platform belongs to Renren Loan Business Consulting Co., Ltd. ..

2. Instant Consumer Finance Platform belongs to Instant Consumer Finance Co., Ltd. ..

3. Gitzo loan platform belongs to Gitzo Group.

4. Jiufu Pratt & Whitney Loan Platform belongs to Jiufu Mutual Gold Holding Group Co., Ltd. ..

5. Ping An Pratt & Whitney Loan Platform belongs to China Ping An Insurance Co., Ltd. ..

6. CreditEase loan platform belongs to CreditEase Company.

7. Baiqian Financial Loan Platform belongs to Shenzhen Baiqian Financial Services Co., Ltd. ..

This is the end of the introduction of all loan companies and all loan companies. I wonder if you have found the information you need?