Mortgage tax rebate is a kind of tax. Judging from the specific taxes, the mortgage tax rebate is correct, but it needs to be clear that the tax of mortgage tax rebate is personal income tax, not the deed tax paid when buying a house. To enjoy the tax refund, you need to meet certain conditions.

Second, detailed analysis.

According to the tax-related explanation, mortgage tax refund means that when calculating the annual personal income tax, if you have paid personal income tax and have the first home loan this year, you can only apply for tax refund if you meet the special additional deduction of personal income tax mortgage. Mortgage tax rebate is also called special additional deduction of housing loan interest. The interest expenses of the first home loan can be deducted according to the standard quota of 1000 per month, and the longest deduction period cannot exceed 240 months.

Third, what is the mortgage tax rebate?

Mortgage tax rebate means that taxpayers pay personal income tax in the last natural year when calculating the annual personal income tax, and can apply for a certain tax deduction. The project of tax refund is to have the first housing loan to meet the special deduction of personal income tax mortgage. After the taxpayer's annual tax refund declaration, after a period of time, the amount of tax refund applied for will be directly returned to the user's bank card.