The materials required by the real estate management department for the mortgage of existing houses and faster houses are as follows:
1, existing home mortgage
(1) Real estate mortgage contract (signed by both husband and wife);
(2) the house ownership certificate;
(3) Copy of land use right certificate (original inspection);
(4) A real estate appraisal report issued by a qualified appraisal agency;
(5) Bank loan contract;
(6) proof of husband-wife relationship and copies of ID cards of both parties (original inspection), and the certificate issued by the civil affairs department where the household registration is located for singles.
2. Faster mortgage
(1) Purchase pre-sale contract;
(2) signing a house purchase loan contract with the bank;
(3) Copy of the house purchase prepayment receipt (original inspection);
(4) A copy of the marriage certificate of husband and wife (original inspection), a certificate issued by the civil affairs department where the household registration is located;
(5) A copy of the ID card of both husband and wife (original inspection).