Reasons for failing to approve the provident fund loan after mortgage: If the provident fund loan fails to pass the qualification approval, it is recommended to check the personal credit first to see what is wrong, or directly consult the staff of the local housing provident fund management center. If it is found that there is not enough time to pay the housing provident fund, the customer can not apply for the provident fund loan for the time being, and can only apply for the provident fund loan when the housing provident fund account has been paid in full and on time for six months or more and the provident fund account is in a normal state of payment. Also, if there is a provident fund loan under his name, but it has not been paid off, the customer must pay off the provident fund loan under his name before applying for a new provident fund loan. Note that if you have applied for provident fund loans twice, you can't apply for new provident fund loans regardless of whether the loans are settled or not.

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