Yes, you can repay the loan with small change. If it is a mortgage, you need to make up the current amount. If it is a credit card, you can repay it at any time. If it is other, it must be repaid in installments. You can also use small change.

How does CITIC Bank app repay?

The specific repayment process of CITIC Bank's online banking channel is:

1. Deposit the prepayment amount into the account agreed in the loan contract;

2. Log in to the online banking of CITIC Bank, and check the loan record to be repaid on the page of "Online Loan-My Loan Center-My Loan Query";

3. Under this record, click "Repayment", enter "Repayment Amount" and confirm the repayment information, and then click "Submit" to complete the repayment operation (note: the amount you repay in advance must be greater than or equal to the interest amount generated by the loan principal as of the prepayment date).

4. You can also query related repayment records or operations through the "Online Loan-Self-service Repayment" page for prepayment. It is recommended to give priority to online repayment.

Loan repayment method of CITIC Bank:

1, binding bank card repayment. You can bind the loan to a debit card and deposit the money on the repayment date, waiting for CITIC Bank to deduct it automatically.

2. Repayment by outlets. You can go to the business outlets of CITIC Bank and repay the money at the counter.

3. Mobile banking repayment. After logging in to mobile banking, you can see your loan information and make repayment.

CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing.

The major shareholder is China CITIC Company Limited. Bancobilbaovizcaya Argentaria (S. Abbva) spent 5.065438 billion euros (about 5.02 billion Hong Kong dollars) to buy a 5% stake in CITIC Bank, or it may choose to increase its shareholding in CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, * * * employees exceeding 65,438+0,600 and more than 540 branches. It is one of the six banks and three guarantees for Chinese financial stocks in Hong Kong.

On May 9, 2020, the Consumer Protection Bureau of the China Banking Regulatory Commission reported that in March, 2020, CITIC Bank provided personal bank account transaction details to a third party without the authorization of the customer himself, which violated the principle of confidentiality for depositors. Our bureau will start the investigation procedure in accordance with relevant laws and regulations and investigate and deal with it strictly according to law.

At the end of 1984, with the need of economic development, Mr. Rong Yiren, the chairman of China International Trust and Investment Corporation (hereinafter referred to as CITIC Corporation), wrote to the Central Committee specifically, requesting to set up a bank under CITIC Corporation to fully operate foreign exchange banking business. With the consent of the People's Bank of the State Council and the People's Bank of China, we will set up a banking department to expand foreign exchange banking business and do a good job in preparation.

1In April, 1985, CITIC Company established the Banking Department on the basis of the former Finance Department, and further expanded the comprehensive banking business such as external financing, foreign exchange trading, loan issuance, international settlement, financial leasing and deposit absorption. Since its establishment two years ago, the banking department has made great progress with the strong support and help of the People's Bank of China and the State Administration of Foreign Exchange. Through handling RMB and foreign exchange deposits, loans, import and export letters of credit, international leasing, securities and foreign exchange transactions, foreign exchange and other businesses, I have accumulated some experience and initially met the conditions for setting up a bank.

1986 at the end of may, citic company applied to the people's bank of China to reorganize the banking department of citic company into citic industrial bank.

At the beginning of 1987, CITIC Bank was formally established with the approval of the People's Bank of the State Council and China. Headquartered in Beijing.

1In April, 1987, the People's Bank of China approved CITIC Bank as a state-owned comprehensive bank, a subsidiary of CITIC Company, with independent legal personality. The registered capital is 800 million yuan. Self-management, independent accounting, self-financing. You can set up branches at home and abroad to operate approved banking business.

Mr. Rong Yiren, former vice president of China, is honorary chairman of CITIC Bank.

What is the process for CITIC Bank app to repay the mortgage in advance?

You need to deposit the prepayment amount into the account agreed in the loan contract, then log in to the online bank of China CITIC Bank, click the "Online Loan-My Loan Center-My Loan Query" page to query the loan records that need prepayment, then click the "Repayment" operation, enter the "Repayment Amount" and confirm the repayment information, and then click the "Submit" button to complete the repayment operation.

Extended data:

CHINACITICBANK, formerly known as CITIC Industrial Bank, was founded in 1987 and renamed at the end of 2005. CITIC Bank is one of the national commercial banks in China, with its headquarters in Beijing.

The major shareholder is China CITIC Company Limited. Bancobilbaovizcaya Argentina (S. Abbva) spent 5.065438 billion euros (about 5.02 billion Hong Kong dollars) to buy a 5% stake in CITIC Bank, or it may choose to increase its shareholding in CITIC Bank to 10.07%. On April 27th, 2007, CITIC Bank was listed on the Shanghai Stock Exchange. CITIC Bank is the seventh largest bank in Chinese mainland, with total assets exceeding HK$ 65,438+0,200 billion, * * * employees exceeding 65,438+0,600 and more than 540 branches.

On May 9, 2020, the Consumer Protection Bureau of the China Banking Regulatory Commission reported that in March, 2020, CITIC Bank provided personal bank account transaction details to a third party without the authorization of the customer himself, which violated the principle of confidentiality for depositors. Our bureau will start the investigation procedure in accordance with relevant laws and regulations and investigate and deal with it strictly according to law.

Online banking, also known as online banking, online banking or electronic banking, is a virtual counter set up by banks on the Internet. Banks use network technology to provide customers with traditional services such as account opening, account closing, inquiry, reconciliation, inter-bank transfer, credit, online securities, investment and wealth management, so that customers can safely and conveniently manage current and time deposits, checks, credit cards and personal investments without leaving home.

The characteristic of online banking is that as long as customers have their own account number and password, they can access online banking all over the world to handle transactions through the Internet. Compared with traditional banking services, online banking has the advantages of greatly reducing the operating costs of banks and effectively improving their profitability.

There is no time and space limitation, which is conducive to expanding the customer base. It is conducive to service innovation and provides customers with diversified and personalized services. From a technical point of view, online transactions need at least four functions, namely merchant system, electronic wallet system, payment and security authentication. The latter three are the necessary conditions for online payment and the technical requirements of online banking.

Why does CITIC Bank's debit card expire and how can the mortgage be repaid?

Why the debit card of CITIC Bank expires and how to repay the mortgage are as follows.

China CITIC Bank provides personal housing mortgage loans to eligible customers. A friend applied for a mortgage from CITIC Bank, and I don't know how to pay it back. So how does CITIC Bank repay the mortgage? Let's get to know it together! How does CITIC Bank repay the mortgage? The repayment method of CITIC Bank's mortgage loan is the same as that of CITIC Bank's ordinary housing mortgage loan, and the borrower chooses the same repayment method. How to repay the mortgage of CITIC Bank? If there are many outstanding loans, the following are the specific repayment methods: mortgage repayment methods: mortgage repayment methods include equal principal and interest repayment, equal principal repayment and equal principal and interest repayment, and * * * applies to different repayment methods respectively. There are many ways to repay the mortgage, and you can choose according to your own situation. What the mortgage repayment method affects is that the selected repayment method will also have a certain impact on the mortgage repayment amount or the overall debt ratio. It should be noted that the repayment method of CITIC Bank's mortgage is limited to equal principal and interest repayment, equal principal repayment or equal principal and interest repayment, and the bank can choose the repayment method according to the actual situation.

The repayment method of CITIC Bank's scene consumer loan

CITIC Bank scenario consumer loan repayment method, CITIC Bank scenario consumer loan repayment method: just bind the bank card repayment. That is, before the repayment is due, the money is deposited in the bound bank card for deduction. You can go to the outlet to repay. On the maturity date of the loan, you can use cash deposit card to repay the loan at the outlet. You can repay on the online banking app.