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Is Ping An's loan salary really that high? How much is Ping An's salary loan interest?
What is the loan interest rate of Ping An Bank?

The monthly interest rate of 1. is only 8.6%, and the annual interest rate is 10.4%, which is the lowest interest rate in the existing credit loan market in Baoding.

There is no handling fee, which saves you a lot of extra expenses.

If the lender applies for Ping An Bank's decoration loan, credit loan, car loan and other products. According to the lowest loan interest rate of Ping An Bank in official website, the one-year loan interest rate is 4.35%, the one-to-five-year loan interest rate is 4.75%, and the five-year loan interest rate is 4.9%.

If the user applies for a loan of 654.38 million yuan, if the user applies for a one-year loan, the loan interest is 4350 yuan. If you apply for a loan for one to five years, the total loan interest is between 4750 and 23750 yuan. If you apply for a loan for more than five years, the loan interest is 4900 yuan x years.

If the lender applies for a personal housing loan in Ping An Bank, according to the data of relevant institutions, the average loan interest rate of the first suite of Ping An Bank is 5.4%. In this way, the lender applied for a loan of 654.38 million yuan, with an annual loan interest of 5,400 yuan.

What is the loan interest rate of Ping An Bank?

What is the loan interest rate of Ping An Bank?

The loan interest rate of Ping An Bank is floating above the benchmark interest rate of the central bank loan, and it is popular to rise on schedule. The annualized interest rate is 8.2% for the 6th installment, 8.6% for 12 installment, 8.8% for the 24th installment and 9.2% for the 36th installment.

Ping An Bank loan product interest rate reference:

1. Ping An Bank's "New One Loan" personal credit loan, with a monthly interest rate of 0.49% and an annualized interest rate of 5.88%, with a maximum amount of 500,000;

2. The loan amount of Ping An Bank for white-collar workers is 300,000-500,000 yuan, and the loan amount of some customers can be extended to 6,543.8+0,000 yuan. The loan interest rate is 0.5%, and the monthly interest rate per 10,000 yuan is about 50 yuan;

3. The loan interest rate of Ping An Bank's digital loan business license is 0.58%- 1%, the minimum annualized interest rate is 6.96%, the amount is 1-300,000, and the maximum withdrawal amount is110,000;

4. The car loan interest rate of Ping An Bank is about 0.8%- 1.65%, with a maximum amount of 500,000;

5. The corporate tax coupon loan of Ping An Bank is RMB 6,543.8+0,000, with an annualized interest rate of 7%-654.38+02%.

Extended data:

Is Ping An Bank's loan formal?

Ping An Bank is an absolutely formal and reliable bank. Ping An Bank is one of the largest joint-stock commercial banks in China 12. Its scale and financial strength are recognized by the market. Its interest rate and activity norms are also under the jurisdiction of the CBRC, and its business is extensive. Whether it is an institution or an individual, it still recognizes Ping An Bank.

Secondly, according to Rongcheng Trustworthy Platform, Ping An Bank has low requirements for the qualifications of lenders. It can be said that Ping An Bank has the largest loan and the highest approval amount. Generally, the borrower is required to be over 20-55 years old, have full capacity for civil conduct, have a stable job, have a good credit report, have no overdue inquiries, and have no online loans.

Therefore, on the whole, Ping An Bank's popularity and scale strength are there, and the loan business norms and conditions are also there. It is not an unconditional online loan, but it is still relatively formal and reliable on the whole.

How much is Ping An Pratt & Whitney's interest?

1. The annual interest of Ping An Pratt & Whitney Loan is directly related to the product. Different loan products have different amounts and different annual interest rates.

2. If the customer applies for a salary loan, the loan amount is 20,000-/kloc-0.5 million yuan, and the reference annual interest rate is 6.09%-7.6%. If the loan is 50,000 yuan, the annual interest will be 3,450-3,800 yuan.

3. Life insurance loan is also one of the main products of Ping An Pratt & Whitney. The loan amount is 20000- 1.5 million yuan, and the annual interest rate of the loan is the same as that of the salary loan, which is 6.09%-7.6%. The loan is 50,000 yuan, and the annual interest is 3,450-3,800 yuan.

4. Excellent mortgage, the loan amount is 300,000-500,000 yuan, and the reference interest rate is 6.09%-8.4% per year. If the customer borrows 50,000 yuan from the excellent mortgage, the minimum interest rate for one year is 3,450 yuan, and the average monthly interest is 287 yuan. If calculated according to the highest interest rate, the interest of 50 thousand yuan a year is 4200 yuan.

5. In addition, the interest of Ping An Pratt & Whitney loan is also related to personal credit and liabilities. The platform will comprehensively score according to the final credit benchmark interest rate and give the corresponding floating interest rate. The monthly fixed interest rate of the loan is between 1.29%- 1.89%.