It is recommended that you choose formal channels to handle loans, such as bank channels;

The loan amount through China Merchants Bank is small (less than 50,000 yuan). If you are already a user of China Merchants Bank and downloaded the mobile banking APP of China Merchants Bank, you can try to apply through this interface by logging in to mobile banking and clicking My-All-Loan-I want a loan. If you meet the credit card requirements of China Merchants Bank, you can try to apply for a credit card.

The loan amount is more than 50,000 yuan. If there is China Merchants Bank in your city, you can try to apply for a loan through China Merchants Bank outlets. Due to the different requirements and application materials of each loan project, the current loan purposes are: car purchase, parking, decoration, education, bulk consumption shopping, tourism and other legitimate personal or family consumption; And the use of business turnover. You can call 95555 at 8:30- 18:00 to enter the manual service and provide the loan purpose and city for detailed information. Whether the loan application is approved or not shall be subject to the comprehensive audit results of the personal loan department of the handling bank.

Second, can I borrow only 550 sesame seeds?

It only takes 550 sesame seeds to borrow money. There are many loan softwares with sesame score of 550 points, such as Easy Loan, Rich Loan, Easy Loan Bar, Honeycomb Wallet and so on. Users can search related loan software in search engines such as Baidu, Google and sogou. Sesame score is only a reference data, whether it can be loaned or not depends on the actual situation.

Sesame score is the result of sesame credit evaluation based on users' credit records, behavior preferences, performance ability, identity characteristics and personal relationships. Most companies and P2P lending platforms will use sesame seeds as reference data. Only when users' sesame seeds meet the requirements can they get loans.

Sesame Credit and China People's Bank's personal credit information system data are not shared. Therefore, if the user has no bad credit record in the personal credit information system of the People's Bank of China, even if the score is 550, he can use the loan service provided by financial institutions.

For the newly registered users of Alipay, the sesame score will not be too high, and they need to reach 600 sesame scores or more when opening the loan, and pass the comprehensive evaluation of Alipay.

If users have a strong demand for funds, they can go to the bank to handle credit business. Users can choose appropriate loan products based on their own situation, full consideration and independent judgment.

3. Can I get a credit card with a sesame credit score of 550?

Generally speaking, handling a credit card depends on your credit information and your comprehensive score in this bank.