The maximum application amount of air travel loan is 200,000 yuan, and the longest service period is 12 months. You can provide personal identity authentication and video authentication when applying, and then provide personal basic information. The age range of open application is 20-45 years old.
After the air travel loan is submitted for approval, the whole process belongs to the system approval, and it can be received on the day of withdrawal after approval. In terms of interest, the comprehensive annualized interest rate is between 10.8%-23.4%. Please refer to the actual interest rate at the time of borrowing.
Air travel loans are combined with leading enterprises in the tourism industry to launch Internet plus tourism plus finance to solve financial difficulties for business travelers and provide consumers with high-quality tourism products. Air travel loan itself is a product under the bank period, and there are still certain requirements for credit investigation. Consumer credit products owned by banks will upload credit information after they are overdue, so personal repayment ability needs to be considered before applying.
Version information: Ctrip version 8.46.2, Qunar10.10.2, Apple 13 (IOS 15.4. 1 system) and Huawei mate40(HarmonyOS2 system).