Although consumption in advance is a popular way of consumption, it should be based on one principle: moderation.

at any time, we should prepare a back road for ourselves, and the best one is called deposit. When we are young, we should save more money. This saving money does not mean that we scrimp and save every day, skimp on ourselves and save others. It's that no matter how much we earn, we regularly save part of our income every month for a rainy day.

in the past, our people's consumption concept was based on saving, probably because they were afraid of poverty. So I saved my money and put it in the bank for survival and development. But now the times have changed. More people use their savings for investment and more for pleasure consumption, which is mainly reflected in "spending tomorrow's money to fulfill today's dreams."

However, you can spend tomorrow's money, and you should also consider whether you can repay it. If you just keep trying to fulfill today's dream, but then you have to pay off your debts very hard, I don't think it is necessary, very unnecessary!

for those necessities of life, such as houses, cars, parking spaces, and necessary interpersonal relationships and trips, we advocate consumption in advance. However, if it's just for comparison, just like when someone else has an IPHONE5, you need 5S, and when someone else has an IPHONE6, you need PLUS, which is really not desirable.

Maybe the luxury life shown by others is just the tip of the iceberg? What if someone else has a rich father or michel platini? What if someone else has a mine at home? And if you buy a genuine Chanel bag, you have to overdraw the flowers and get a loan. How uneconomical is it? By the way, I'll wear underwear as big as my ass! If you are small, you have to pocket it.

When we are young, we should work harder. We can invest our money in ourselves, enroll ourselves in several classes and learn English. Sign up for a yoga class or taekwondo to improve your temperament or self-defense; If you have nothing to do, travel more, see the rich world, and don't hide in the corner to compare with those people.

Although the times are getting more and more advanced, it will never save you money. Prices will only get higher and higher. As long as it is a brand, it needs a lot of money. So don't think that "consumption in advance" is a dividend of the times, or it may be the IQ tax paid by all the people.

there is a saying that money is a bastard, and we can earn it if we don't spend it. It's not terrible to spend in advance. What's terrible is that you can't control your desires and have no repayment ability. There is an interesting phenomenon: rich people have their own strengths, while poor people are more powerful and lazy! It's not terrible to spend money, what's terrible is that it's not enough.

Therefore, we can't be a generation of young people who are ruined by the concept of consumption. The satisfaction of desire will only bring you temporary happiness, and after happiness, you will be left with various bills and overdrafts.

the best way is to spend money, spend money if you have no money, ask for money and chase after it, and don't be sad and sad!