You can't. If there is no collateral, the amount needed is not much. You can apply for credit loans. You can go to Ping An Pratt & Whitney and apply directly online. You can choose the product that suits you. There is no prophase, and it is safe, simple and fast. I hope I can help you.

Processing flow:

1. The borrower visits Ping An Pratt & Whitney Network;

2. Submit loan application materials to Ping 'an Puhui;

3. Preliminary examination of the application materials submitted by the borrower;

4. Ping An Pratt & Whitney examines and approves loan applications that meet the loan conditions through preliminary examination and credit investigation;

5. If it is approved, notify the borrower to go through relevant procedures such as signing, lending, mortgage or pledge; If it fails to pass the examination and approval, it shall explain to the borrower;

6. After the loan contract comes into effect, the loan will be issued.