According to the inquiry, loans for college students in Guangxi can be handled in China Bank, Agricultural Bank, China Construction Bank, Bank of Communications, China Merchants Bank, Shanghai Pudong Development Bank, China Guangfa Bank and China Everbright Bank.

Student loan requirements: 1. Full-time undergraduate, graduate and second bachelor's degree students with financial difficulties in ordinary colleges and universities. 2. Have the nationality of China people and hold the national identity card of China people.

The national student loan undertaking banks include China Industrial and Commercial Bank, China Agricultural Bank and China Construction Bank.

The national student loan is applied once, paid in installments, that is, students can sign loan contracts with the bank for multiple academic years at one time, but the bank will provide loans for tuition and accommodation for one academic year. Student financial aid and other departments are responsible for the qualification examination of students' national student loan applications, and banks are responsible for the final examination and approval of student loan applications.

2065438+In July 2005, the State Council issued "Several Opinions on Perfecting the National Student Loan Policy". There are six core policies in this policy adjustment, namely: "The loan interest of students during their school days is fully subsidized by the finance; The longest loan period is extended to 20 years; The grace period for repayment of principal is extended from two years to three years; Establish a national student loan repayment assistance mechanism; Improve the national student loan evaluation system and further implement the tuition compensation loan compensation policy. "