Hello, if you buy a house in the name of an employee, both the sales contract and the loan contract are signed in the name of the employee. Once the supply is cut off, the employee will be sued by the bank for repayment. If you can't get it, you will be on the list of untrustworthy people, which will affect future loans and even affect the qualification to buy a house. If you need legal help, you can ask further; If you are satisfied, please adopt the answer and give an evaluation.