Detailed reasons:

Mortgage loan with real estate license, with certain mortgage;

I have a real estate in my name, which proves that my repayment ability is good;

Just provide my income certificate and repayment ability certificate to the bank;

If you have a real estate license, you need to have no bad record in the bank and no debt.

Summary: You can apply for a mortgage loan if you have a real estate license mortgage. As long as you prove that you have certain repayment ability and provide proof of income, you can apply for a mortgage loan.