1. The lending institution receives the information provided by the applicant;

2. Visit the applicant's home, investigate and estimate the vehicle value;

3. The lending institution initially sets the loan amount;

4. Handling entrustment notarization and loan notarization;

5. The lending institution accepts the relevant documents of the applicant;

6. Go through the mortgage registration formalities

7. Loans

Two. Conditions and materials required for applying for car loan service by car mortgage:

1. has a stable occupation, and the applicant has the ownership of the local mortgaged vehicle.

2, living and working in the city for a long time, to carry out business occupation and economic income.

3, motor vehicle registration certificate, driving license, purchase tax certificate (this), car purchase invoice.

4. Insurance policy, travel tax, and relevant tax payment certificates for imported vehicles.

5. ID card (temporary residence permit or residence permit within the validity period provided by non-local account customers)

6. Other documents required by the Cooperation Organization.

Extended data

Loan elements

Element 1: loan percentage. Second-hand car loans are generally 30% down payment and 70% loan. This is valid for all customer types.

Element 2: loan term. Ping An Bank's car loan, the general loan period is 1 to 3 years, and the longest is 5 years.

Element 3: loan amount. The loan amount ranges from 40,000 to 5 million, which can meet the requirements of brand loans.

Element 4: The lender must be older than 18 years old, and the sum of the borrower's age and the loan period is not older than 70 years old.

Element 5: The customer type must be self-employed, standard salary, freelancer, excellent occupation, etc.

In addition, for used cars with a car age of 5 years and a mileage of 80,000 kilometers, there is no need to evaluate when lending, but a down payment of 50% is required and repayment is made in the form of equal monthly payment.

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