What is microfinance?
Micro-credit is an online working capital loan service provided by Weizhong Bank for small and medium-sized enterprises. This product is a financial innovation product combining big data analysis with Internet technology. From application to withdrawal, customers can complete all online, without collateral, and the amount is visible. Funds arrive in minutes, interest is calculated on a daily basis, and they are borrowed and returned. Weizhong Bank will provide efficient and convenient financing services for small and medium-sized enterprises in technology and finance.
Applicable object: enterprise users
Applicable amount: up to 3 million.
Service life: no more than one year.
What loans do individual consumers have?
Borrowing money requires Alipay users to have a sesame credit score of more than 600 points. According to the usage of each account, the amount of borrowing money is different, and 500 yuan, 5,000 yuan and 50,000 yuan are all possible.
Qianhua relies on Xiaoman financial technology to provide users with professional consumer credit services. The money spent is between 5 million and 200 thousand, which is comprehensively evaluated according to the user's credit situation. (Click here to test the consumption amount for free)
What are the application conditions for a loan in Wechat business?
1. Good credit information;
2. The enterprise must be a general taxpayer enterprise established for more than two years;
3. Small-scale taxpayer enterprises that have paid taxes for two years and have no bad tax records;
4. Required information: tax authorization of tax account, identity authentication, personal basic information, mobile phone number and bank card information.
Which cities are micro-credit open to?
According to the latest news, users in the following cities can open micro-credit loans:
Chongqing, Tianjin, Guangdong and Jiangsu provinces, as well as some cities in Shaanxi, Shandong, Yunnan, Hunan, Zhejiang, Henan, Shanxi, Hebei and Anhui, can be used first by borrowing friends from these provinces and cities.
How to apply for a loan in Wechat business?
At present, micro-loans are open to ordinary taxpayers of enterprises. You can apply by logging in with tax identification code and password and passing the identity verification of legal representative.
The review time of enterprise credit application is about half an hour, and only a few cases will take a long time. After the approval, the enterprise will receive the loan soon. Under smooth circumstances, the whole lending process can be completed in about 30 minutes.
In order to enable the majority of small and micro enterprises to borrow money from micro-industry loans as soon as possible, here are some precautions for everyone.
1. Enterprises should try their best to apply for a loan from Wechat business at 9: 00 a.m.-7: 00 p.m. on weekdays, and there is a good chance to get a loan in about 30 minutes;
2. When submitting the loan materials, we must ensure that the application materials are perfect and effective;
3. When filling in the enterprise settlement account, you must choose a bank account supported by the small and micro enterprise loan system.