Applicable object of entrusted loan of China Bank Co., Ltd.: Clients refer to legal persons, unincorporated organizations, individual industrial and commercial households and natural persons with full civil capacity who provide entrusted loan funds, and may not handle entrusted loan business for financial asset management companies and various institutions with loan business qualifications. The entrusted loan business in which the borrower is a corporate customer and the entrusted loan business in which the borrower is a natural person is not applicable to the entrusted loan products of China Bank. The above contents are for your reference. Please refer to the actual business regulations.

Two. Which enterprises does the entrusted loan business of banks apply to? Specific interest documents are as follows ...

Hello!

Generally speaking, the entrusted loan is negotiated by the two of you. The bank is only responsible for collecting fees and other fees to help you recover interest on time. As for the liability for breach of contract, it is between you two, and the bank will not bear it. So basically all enterprises and individuals are applicable.

I hope it will be helpful to you and I hope it will be adopted.

Three. Applicable object of personal entrusted loan of China Bank.

A natural person who borrows personal abilities.

The above contents are for your reference. Please refer to the latest business changes announced by China Bank official website.

If in doubt, please consult the online customer service of China Bank or download and use the mobile banking APP of China Bank to handle related business.

4. What's the difference between entrusted payment and entrusted payment?

Entrusted payment refers to a payment method of loan funds, which means that the lender (a legally established banking financial institution) pays the loan funds to the borrower's transaction object according to the borrower's withdrawal application and payment entrustment, so as to reduce the risk of loan misappropriation. Non-commissioned payment is the opposite.

Entrusted payment is a common payment method when conducting transactions. The characteristic of this payment method is that the bank will take into account the actual needs of the borrower, and then directly pay the loan funds to the borrower's transaction object that meets the contractual purpose. At present, the situation of entrusted payment is as follows: the single amount of loan funds exceeds 5% of the total investment of the project or exceeds 5 million yuan.