Can I get a loan to pay the down payment on the house? You can't get a loan for the first time. Since the down payment is the first repayment when buying a house, the down payment cannot be repaid by buying a house. However, you can also borrow money in other ways, such as mortgage. Property buyers can mortgage fixed assets, get loans, and then use the money to buy a house. It stands to reason that a mortgage cannot be mortgaged. The down payment is the down payment when buying a house. When buying a house, you can't lend all your money. First, you have to pay part of it and borrow the rest from the bank. The current rule is to pay 30% of the rent. Due to the risk of the loan, the relevant departments will put forward a certain deposit to the buyers, that is, give you a sum of money in advance to prove that you have the ability to repay.

If there is not enough credit application in the first purchase budget: applying for credit is also a good way to increase the down payment. If you have a stable job and a good reputation, you can solve the down payment problem through credit.

Lower the threshold for buying a house: if it is a fixed down payment, the total price of the house will be higher. Therefore, if the down payment is not enough, you can lower the standard of buying a house from 120 square meters to 100 square meters, which can reduce the down payment and reduce your burden.

Trade-in: If the buyer has his own house and wants to improve the housing demand, he can sell the old house and buy a new one. In this way, you can not only enjoy preferential mortgage loans, but also get a deposit. Why not?

Sell other property. Give priority to the house as the most important thing in life. The down payment is not enough, and there are assets such as stocks and funds. You can sell them and buy them back.

Expand ways to make money: it is impossible for the working class to afford a house on this income alone. So, what you have to do is to expand your income sources, such as investment, investment, investment and so on. And don't go too far. In this case, you should be able to get enough deposits in a short time.

The above is a detailed interpretation of two issues: whether the down payment of a house can be borrowed and whether the budget for the first purchase is not enough. Since the down payment is the first repayment when buying a house, the down payment cannot be repaid by buying a house.