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I would like to ask if I can use the provident fund loan to refinance the house after it is sold.
1. If the house bought with provident fund loan is sold, you can buy a house with provident fund. First of all, it should be noted that if the borrower uses the provident fund loan to purchase the first suite, and the loan has not been repaid, he cannot use the provident fund loan when purchasing the second house.

2. If the first suite is bought with a commercial loan and has a mortgage, the second suite can use a provident fund loan, and the down payment is calculated according to the second suite, that is, the down payment is at least 50%, and the interest rate rises 10%.

3. If the first home loan has been paid off, whether it is a commercial loan or a provident fund loan, you can use the provident fund loan to buy a second home, and the relevant regulations are naturally calculated according to two sets.

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