Current location - Loan Platform Complete Network - Loan consultation - Can I get a loan when I go back to Liaoning to buy a car if my household registration is in Liaoning and I live in Hebei?
Can I get a loan when I go back to Liaoning to buy a car if my household registration is in Liaoning and I live in Hebei?

You can go back to Liaoning to buy a car.

Requirements for applying for a car loan:

1. A citizen with full capacity for civil conduct who has a valid identity certificate and the lender must be between 18 and 65 years old;

p>

2. Be able to provide proof of a fixed and detailed address;

3. Have a stable career and the ability to repay loan principal and interest on time;

4. Have good personal social credit;

5. Hold a car purchase contract or agreement recognized by the lender;

6. Other conditions stipulated by the cooperative agency.

Valid information required to apply for a car loan:

1. Loan application;

2. Valid identity document;

3 .Proof of occupation and income and basic family situation;

4. Certificates or documents required for guarantee;

5. When applying for a loan through a dealer, a car purchase contract or agreement is also required;

6. Other conditions required by the lender.

If the borrower uses the purchased vehicle as collateral, the insurance policy, vehicle purchase invoice and other documents will be kept by the bank during the loan period. During the contract period, the bank has the right to supervise the borrower's income and collateral status, as well as the guarantor's creditworthiness and solvency, and the borrower and guarantor should provide assistance.

The procedure for applying for a car loan:

Customers can choose two modes:

1. Select the car to be purchased at the bank’s authorized dealer, and The dealer signs a car purchase contract or agreement, and then submits a loan application through the dealer;

2. The customer directly applies for a loan to the bank outlet, and after completing the guarantee procedures, the customer can choose the dealer to purchase the car he is satisfied with. vehicle.