What is the process of buying a house? 1. After the qualification examination: the database system of qualified buyers will be burned and saved. Before the lottery: the development enterprise notifies some buyers as representatives to supervise the lottery on the spot without authorization.
2. When shaking the number: the notary checks the preservation of the special computer and CD-ROM, selects the seed number announced by six representatives of the purchaser, types it in the computer, and gradually shakes the number. Draw lots: the notary will announce the draw conclusion on the spot, burn the CD, read the fair words, and save the computer and the conclusion CD.
What should I pay attention to when buying a house? 1. Notify the implementing enterprise to inform the mainstream media about matters related to house selection, including the form and duration of centralized address and the actual address of house selection, and notify the judicial and supervisory departments to supervise the whole process.
2. During the viewing period, the viewing period issued by the enterprise shall be implemented. In order to let the buyers know the details of the house structure and house orientation to the greatest extent, the construction unit is required to post the building plan (indicating the number of allocated buildings), layered plan and property list (indicating the module, house number, total area of a single set and house orientation) on site, and a special person is responsible for receiving the information of the buyers.
3. The room selection process has been called three times, but it does not exist. If the applicant can't attend because of something, he should be entrusted by his immediate family members or family members to choose a house. When choosing a house, you should bring the original ID card of yourself and the applicant (if you can't provide the original ID card, you can provide the certificate issued by the local public security bureau), the power of attorney issued by the applicant and the original purchase permit.
Can I change banks before I cancel the mortgage? Before paying the housing loan, users can choose to cancel the mortgage contract and change the bank that applied for the mortgage loan. However, generally speaking, if the mortgage contract is cancelled in advance, the user needs to pay a certain contract penalty, so that the user will damage an asset in advance before the mortgage asset is paid, which is actually uneconomical. As long as the lending speed of the housing loan bank is not particularly slow, users can choose to continue waiting for the bank to lend money.
Unless this is the case, the mortgage bank has clearly told users that it will take several months to pay. At this moment, the user can negotiate with the mortgage bank to terminate the mortgage contract.