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Is there a legal basis for being forced to buy dividend insurance when applying for real estate mortgage in China Bank?
What you reflect is that tying insurance products with loans is definitely illegal. I suggest you take the following measures:

First, go to the bank to communicate the situation and clearly tell the bank that you don't need insurance products. At this time, you can hint that you are going to complain to the insurance supervision department. In the meantime, you should collect evidence of rights protection, and it is best to record it quietly or collect other written proofs.

The second is to complain to the local banking supervision department, which is generally located at the provincial level, either by telephone or through the Internet.

I hope my answer can help you successfully defend your rights. If you are not clear, you can consult in the station. Good luck.