Tangshan provident fund withdrawal conditions 2022, housing provident fund can be withdrawn and used, except the provident fund loan interest rate of housing loans, and transferred to the payer's personal account after approval, Tangshan provident fund withdrawal conditions 2022.
Tangshan provident fund extraction conditions 2022 1 Tangshan provident fund extraction conditions to be met:
1, used to buy a house. The housing provident fund can be used to apply for provident fund loans or to buy a house. If you want to buy a house, you can withdraw the balance of the provident fund for down payment. It should be noted that the loan amount in some places is related to the balance of the provident fund account. Those who have not applied for provident fund loans may not use the money in the provident fund account before the loans are issued.
2. If you build your own house at home, the house needs to be renovated, and you need to rebuild your own house, you can go through the formalities of withdrawing the provident fund.
3. When the depositor reaches retirement age, he can withdraw the provident fund to support the elderly.
4. If the depositor loses the ability to work and terminates the labor contract with the employer, he can withdraw the provident fund for life.
5. The depositor has been unemployed for five years after terminating the labor relationship with the unit. After the expiration of the provident fund storage period, it can be withdrawn.
6. If the depositor wants to go abroad or settle abroad.
7. If the rent reaches 65,438+05% of the family income, it can be used to pay the rent.
8. Used to pay the mortgage loan. If you buy a house, you can withdraw the provident fund to pay the mortgage principal and interest.
Tangshan Provident Fund Extraction Conditions 20222 Tangshan Provident Fund WeChat Official Account Extraction Process
1, account binding;
2, Tangshan housing provident fund management center business processing, enter the online business processing platform page;
3. Select any provident fund loan repayment/commercial loan repayment/portfolio loan repayment/renting/purchasing/saving/retirement/retirement loan repayment cancellation to enter the information filling interface.
4. Fill in the information and submit it. After approval, the withdrawal amount will be transferred to the completed bank account.
(1) Q: How is the proportion of units and employees paying housing provident fund stipulated?
The deposit ratio of housing provident fund for units and employees shall not be less than 5%, and the maximum shall not exceed 12%. The deposit unit can independently determine the deposit ratio of housing provident fund within the range of 5% to 12%.
(2) Q: Under what circumstances can the deposit unit apply for reducing the deposit ratio or delaying the payment of housing provident fund?
Answer: If you have suffered losses for 6 months in a row and the average wage level of enterprise employees is lower than 50% of the average monthly wage of employees in our city last year, you can apply for reducing the proportion of housing provident fund deposit. Enterprises that have suffered losses for six consecutive months and the average wage level of employees is lower than 30% of the average monthly wage of employees in our city last year may apply for holdover of housing provident fund. Those who delay the payment of pension and unemployment insurance benefits according to law may also apply for reducing the deposit ratio of housing provident fund or delaying the payment of housing provident fund.
(3) Q: Can employees who rent a house withdraw the housing provident fund?
A: Employees and their spouses who do not own their own houses and rent houses in our city can apply for withdrawing housing provident fund for renting expenses.
(4) Q: How long will it take for the housing provident fund withdrawal review?
A: If the application materials submitted by the applicant meet the requirements and are true and complete, the management center will handle them on the spot and settle them in time. Need to check the application materials', within 3 working days from the date of accepting the application for extraction, inform the result, in which the time required for checking the information in different places is not counted.
Tangshan provident fund extraction conditions 20223 Tangshan provident fund extraction process
First, on-site extraction
1. Application: Go to the housing accumulation fund hall where the house is purchased to receive the loan related forms and fill them out;
2. The sub-center and management department accept the audit: I bring the original and copy of the above-mentioned corresponding handling materials to the counter of the provident fund service center to apply. If the submitted materials are incomplete, the staff will inform the materials that need to be supplemented at one time;
Handling on the spot after approval: after approval, the money will be transferred to the payer's personal account, and the payer will handle the withdrawal procedures of the provident fund at the entrusted bank.
Second, online extraction.
1, Tangshan Housing Provident Fund Management Center: /ish/, enter the online business platform page.
2. Enter the ID number and check the agreement, click the login button, and login successfully enters the main page.
3. Display personal account information and provident fund inquiry, I want to withdraw, I want to borrow, and other business modules. Click I want to withdraw my provident fund.
Materials required:
Different situations require different extraction materials, and the general materials are as follows:
1, 1 Original copies of the ID cards of the applicant and spouse, 5 copies each.
2. 1 Original household registration book of the applicant and spouse, 3 copies each.
3. 1 Original marriage certificate of the applicant, and 3 copies of unmarried or divorced certificates issued by the sub-district office or relevant departments.
4. 65,438+0 original proof of deposit of employee housing provident fund. If the spouse pays the housing accumulation fund, it shall also provide 1 copy.
5. 3 originals of the Letter of Approval for Housing Provident Fund Loan Application, which should be the actual salary and signed by the person in charge.
6. 1 original assessment report.
Employees who apply for withdrawal of housing provident fund in Tangshan and meet the withdrawal conditions can find the unit to issue an application form for withdrawal of provident fund and affix their seals, and then the unit will submit the application form and related materials to the provident fund management center, and the audited withdrawal of provident fund will be credited to the bank card reserved at the time of application.