The loan officer of Mengzhou Commercial Bank and her friend asked me and the guarantor for a loan, but they used the money and didn't pay it back. What if the court orders me and the guarantor to pay back the money? Is there a loan guaranteed by the guarantor, but it is the loan officer and her friend who actually use the money? If so, the bank will certainly sue you and the guarantor. After all, it is you who has a loan guarantee relationship with the bank. You gave the money to the loan officer and her friends. Do you have any evidence, such as IOUs? If so, you can sue the loan officer. This is the loan relationship between you two. Of course, if she cheats you into investing in a project, you will lose everything, and of course you have to bear the risk yourself.