Today's high housing prices make many people just need to be afraid. Now many people have the need to buy a house, but they can't afford a full house, so people choose personal mortgage to buy a house. Due to the different loan policies in different regions, it is necessary to master the local real estate policy, because only in this way can the funds on hand be arranged reasonably and used correctly. If you are going to buy a house in Anshan, how much is the down payment of 400 thousand? How much is the monthly payment? Let me show you the relevant information below!

For the purchase of the first home, the down payment ratio of the commercial loan shall not be less than 30% of the total house price, that is, 400,000 * 30% = 280,000 yuan, and the loan period shall be 30 years; Provident fund loans, the loan ratio can reach 80%, the loan amount is 600,000 yuan, and the loan period is 30 years.

If it is a second suite, it is not less than 50% of the assessed house price, which means that the down payment for a house with a total price of 400,000 needs 400,000 * 50% = 200,000; If the provident fund loans the second suite, the loan amount is 600,000.

Regarding the down payment and monthly payment for buying a house in Anshan, if you are going to buy a 400,000 house in Anshan, you should make full financial preparations. The down payment is also a big expense, and the monthly payment should be calculated. Will it affect your quality of life in the next few years or even decades? The above is the content of Anshan housing loan I provided for you. I hope it will help you!