1. Negotiate with the borrower: communicate effectively with the online loan provider and explain your predicament. Try to negotiate a flexible repayment plan to suit your financial situation.

2. Ask for help: borrow money from family members, relatives and friends or other trusted people to repay part or all of the debts. Be sure to establish a clear repayment agreement with these people and repay them as soon as possible.

3. Consider loan restructuring: Understand whether it is possible to restructure existing loans into longer term or lower interest rates to reduce repayment pressure.

4. Increase the source of income: find additional job opportunities or sideline, increase your income, and it is easier to repay debts.

5. Manage expenses: Evaluate and optimize your daily expenses and cut unnecessary expenses so as to free up more funds for repayment.

Summary:

If you can't repay the online business loan, first negotiate with the borrower and ask for help. At the same time, consider loan restructuring, increase income sources and management fees, so as to improve the financial situation and repay debts as soon as possible. Please note that the above are just some suggestions, and the specific situation may vary according to the individual's financial situation. It is recommended to consult professionals when encountering difficulties to get more accurate advice.