Legal analysis: it is also possible to buy a relocated house with a provident fund loan, but it needs to go through some processes and prepare some materials before it can be processed. The purchase of relocated houses is also limited by the amount of provident fund loans, and the process is complicated. And the demolition of houses need to pay the difference, you can apply for the withdrawal of personal provident fund. Moreover, to withdraw the provident fund, you need to submit some materials to the deposit provident fund center.

Legal basis: Article 24 of the Regulations on the Management of Housing Provident Fund: In any of the following circumstances, employees may withdraw the storage balance in their housing provident fund accounts:

(a) the purchase, construction, renovation and overhaul of owner-occupied housing;

(2) retirement;

(three) completely lose the ability to work, and terminate the labor relationship with the unit;

(4) Having left the country to settle down;

(5) Repaying the principal and interest of the house purchase loan;

(six) the rent exceeds the prescribed proportion of family wage income.

In accordance with the provisions of items (2), (3) and (4) of the preceding paragraph, the employee housing provident fund account shall be cancelled at the same time.

If an employee dies or is declared dead, the employee's heirs and legatees may withdraw the storage balance in the employee's housing provident fund account; If there is no heir or legatee, the storage balance in the employee housing provident fund account shall be included in the value-added income of the housing provident fund.