To open an online merchant loan, you need to open the homepage of Alipay client, click My, then find the online merchant loan (if not, you can open Alipay and directly search for online merchant loan), then apply for a loan, fill in your own information in turn, and finally click OK to use it.

First, how to open online business loans?

Whether the online merchant loan (original ant loan) can be opened, the system will evaluate it according to your account usage. You can confirm whether you can apply for opening a loan according to the following operation path. The steps are as follows:

1. Open the homepage of Alipay client, click on mine, and find the online merchant loan;

2. If you can't open Alipay, directly search for online merchant loans and you can come out;

3. Then apply for a loan, fill in your information in order, and finally click OK to use it.

Second, what conditions can open online business loans?

Alipay online business loan application conditions are as follows:

1, Alipay has real-name authentication.

2./kloc-Chinese mainland citizen aged 0/8-65.

3. Identity: small and micro enterprise operators, self-employed individuals, entrepreneurs, etc.

The above three should be available at the same time.

Iii. Conditions for opening Alipay online merchant loans:

After the upgrade of Alipay, the online merchant bank or online merchant loan will be opened, and it can also be opened if possible. Online commercial loan is a pure credit personal commercial loan in Ali system. No mortgage, no guarantee, and the interest rate is much lower than that of similar products in the market. Sesame score above 600 points, you have the opportunity to apply for a credit loan 1.0000-0.20 million.

What are the application conditions for Ali Online Commercial Loan?

1. First of all, the sesame score should be above 600. 2. You must have flowers to borrow, that is, online business loans. 3. If your sesame score exceeds 600. And flowers. Then you open the computer version of Alipay to see if you are invited to open it. If there is, open it.

4. What are the conditions for Alipay network operators to open bank loans and how to open them?

Online merchant bank loan account opening conditions:

1, paying member of international station.

2. The applicant is the legal representative of the enterprise or the person-in-charge of individual industrial and commercial households, aged between 18-65, and a Chinese mainland resident who has settled in China for a long time.

Industrial and commercial registration is in Chinese mainland.

4. industrial and commercial registration time = 1 year; Total sales in recent 12 months =100 w.

5. The company cannot change its legal representative (specialist) and main business within one year.

6. You can't apply for a loan if there is non-seasonal production stoppage in the past year.

How to open Alipay online business loan? A comprehensive introduction to the application process!

Alipay has many credit products, among which the most popular are Ant Loan, Flower Shop and Online Business Loan. Many people are interested in online business loans, because the amount is high and the interest rate is low, which is suitable for small and medium-sized business owners. So how to open Alipay online loan? Here is a brief introduction.

First, how to open Alipay online business loans?

This is Alipay's own credit product, and you can apply for online business loans directly in this way.

1, log in to Alipay, click on mine, and see the online merchant loan.

2. Click on the online merchant loan, enter the online merchant loan page, and click the following to borrow money.

3. Enter the amount you want to borrow on the loan page of online merchant loan, and select the loan time;

4. After that, you can see the amount that needs to be repaid every month. After confirming that there are no problems, click Next.

5. After entering the online merchant loan confirmation information interface, directly click the collection account to select the collection account, and then click OK to agree to use it.

6. The next thing to do is to enter Alipay authorization. After the password is entered correctly, you can successfully borrow money.

Second, why can't online business loans be opened?

1. Online merchant loans attach great importance to sales amount, Alipay traffic and corporate reputation. It is necessary to maintain a high business flow to have the opportunity to quickly open online business loans.

Credit is also very important. If your shop violates laws and regulations, once the points are deducted, you can't apply for an online merchant loan, and the borrower needs to have a good reputation.

In short, don't trust the so-called "intermediary" and "insider" to avoid personal privacy information leakage and economic losses.

In Alipay, how to open online business loans?

Take the Android mobile phone system as an example to operate as follows:

Step 1: Click to open the homepage of Alipay software to display the service windows of various service functions;

Step 2: Click the option to enter the "Online Banking" function window;

Step 3: You can query your loanable amount in the online banking function window;

Step 4: Click the "I want a loan" function option to pop up the application list as shown below;

Step 5: Fill in the loan amount, repayment period selection and payment account according to the list, and confirm the submission to complete the opening of Alipay online merchant loan.

How to open a supplier account

Operating environment:

Brand model: iphone 13

System version: ios 15.3. 1

APP version: v3.9.9.0 127 12.

1. After installing the online merchant bank APP, there is nothing special that is similar to the general APP. Click Login to register, and then register a new user. Enter the registration process.

2. Verify the phone. This step is very important. If it is not the step of internal testing users, it will be exposed. Enter your mobile phone number and then verify your mobile phone.

3. This step is unique. Here, just take out your ID card and take pictures of both sides of your ID card. This is not the same as getting a paper copy from the bank! ...

4. After the shooting is completed, as shown below: Click Next.

5. Automatically identify the relevant information of the photo on the ID card, and click Next after confirming that the letter is correct.

6. At this time, it is a dazzling step. This requires a camera to verify the face.

This will turn on the camera to face and do some nodding and blinking. Keep your cell phone straight and don't move your head. You can complete the verification.

7. This step is to set your login password and payment password. These two password settings are basically completed.

8. Finally, wait for the verification to pass. I usually send a text message every three days.

The designated supplier account of online merchant loan refers to the merchant account that meets the loan conditions of online merchant loan. For example, the user's Alipay account is operating a store, and the user collects a large amount of operating funds through Alipay receipt code. At this point, the system may provide online merchant loan services to users, and the user's account is also called the designated supplier account. The online merchant loan on Alipay is a loan product under the online merchant bank, which is a commercial loan specially launched for small and micro enterprises and individual entrepreneurs. The online merchant bank was founded by Ant Group, which is an Internet bank and one of the first five private banks in China approved by China Banking and Insurance Regulatory Commission. It should be noted that not everyone can apply for online merchant loans, and only provide loan services for shopkeepers of Alibaba's major online shopping platforms.

Because online business loans are operating loan products, individual consumer users can't apply, and they can only apply for loan products on Alipay. For accounts that have obtained working capital through the payment code on Alipay and meet the conditions for opening online merchant loans, the platform will give the application entrance and credit line.

Recently, Alipay platform has strengthened the control of online merchant loans, requiring users to add supplier accounts, that is to say, the party that has business dealings with online merchant loan borrowers' shops, such as shops engaged in production and processing, and upstream suppliers provide raw materials. Then the exchange said that the money was really used for business and did not flow into other prohibited areas.

The reason why the designated supplier account is added is also the regulatory need for the use of funds. As far as Cai knows, many small self-employed individuals obviously have online business loan credit lines, but because they cannot be added to the supplier's account, the lines cannot be taken out for use.