First of all, China Post Consumer Finance will comprehensively consider the applicant's multiple factors, including the applicant's credit history, income, loan use and so on. Loans will only be issued if they meet the loan standards of China Post's consumer finance. If approved, loans can generally be made. However, the specific lending time also depends on the actual situation of your bank.

In addition, we suggest that you can check your credit data on Xiaoqi Credit Check before applying for a loan. You can know your credit status through inquiry, including the score of Internet black index, blacklist, application record, whether it is overdue, etc. At the same time, you can also check the estimated credit limit of your credit card and online loan. This will help you understand your credit situation more comprehensively and apply for a loan better.

Finally, we suggest that before you apply for a loan, you can first understand the loan conditions and requirements of China Post Consumer Finance, and at the same time ensure that you have sufficient repayment ability.