Bank of China Anhui Resettlement Bao loan guarantee method is purchased property mortgage+developer guarantee. Mortgage guarantee, pledge guarantee, guarantee guarantee and other guarantee methods recognized by the lender, the borrower and the lender can choose the guarantee method through consultation according to the specific situation. In principle, Bank of China can only choose one way to guarantee personal housing loans. In case of accepting the two guarantee methods, the lender shall require the guarantor to provide guarantee for all debts, and expressly waive the right of defense. The Lender has the right to demand that the borrower or guarantor has an event that the Lender thinks may affect its performance ability, or that the guarantee contract is invalid, revoked or dissolved, or that the borrower or guarantor's economic situation deteriorates or involves a major lawsuit or arbitration case, or that its performance ability may be affected for other reasons, or that the guarantor breaches the contract under the guarantee contract or other contracts signed with the Lender, or that the collateral is devalued, damaged, lost or sealed up, resulting in the weakening or loss of the guarantee value.

(Answer time: July 2023 13)

The above contents are for your reference. Please refer to the actual business regulations.

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