Extended data:
When it is overdue for a few days, the owner of the credit card will receive a short message from the bank and a phone call from the customer service, asking him to repay the loan. His attitude is very mild, and his tone may be better. If you ignore the repayment message, there will be a special bank collector to collect your money, and the staff's attitude is more serious. If the bank urges you not to repay the loan, it will be handled by the legal department, with a tough attitude and threatening you with a lawyer's letter. After threatening to collect money, if you don't repay, the bank will report the credit information to the central bank, which will form a credit stain, which will have an impact on your future loans and card processing, and banking services will close the door for you.