1, in line with national policies: the use of lent funds shall meet the requirements of relevant national policies and regulations and shall not be used in areas prohibited or restricted by the state.
2. Controllable risks: Risk factors should be taken into account in the use of lent funds to ensure that risks can be controlled and avoid having a significant impact on the self-management of financial institutions.
3. Economic benefits: The use of refinancing funds should pay attention to economic benefits, ensure that funds can get reasonable returns, and improve the profitability of financial institutions.
4. Legality and compliance: The use of the lent funds shall comply with relevant laws, regulations and regulatory requirements to ensure compliance and legality.