ICBC second-hand car loan is not troublesome, just follow the corresponding procedures.

ICBC is one of the four major banks in my country. It is relatively reliable and hassle-free to get a second-hand car loan from this bank. The loan repayment form is an equal amount of principal, and the handling fee is collected in a "one-time charge", and the customer is required to mortgage the vehicle to ICBC. During the loan period, the vehicle needs to be insured, and it is fully insured. One beneficiary is Industrial and Commercial Bank of China. The annual interest rate of ICBC second-hand car loan for 36 periods is 6.6, which is lower than the 10% down payment for 48 periods. Some fees need to be paid, such as GPS fee of 1,800 yuan, commercial insurance, transfer fee of 1,000 yuan, service fee, etc. , the details will depend on the ICBC where your loan is located. The requirements may be different in different regions and different ICBCs.

When applying for a loan at ICBC, the information you need to provide includes ID card, household registration booklet, marriage certificate, house photo, income certificate, bank flow of funds in the past 6 months, business license, etc. The most common ones are It is important that the customer's credit profile is good.