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What are the costs of Shanghai provident fund loan (latest)
Hello, when handling provident fund loans, only appraisal fees and agency fees are incurred, among which second-hand housing transactions require real estate appraisal, while when handling mortgage loans, lending institutions will require borrowers to provide appraisal reports issued by professional appraisal institutions, and will also require real estate appraisal. Shanghai pure provident fund loan fees are as follows:

Appraisal fee: The charging standard is 300 yuan. The loan amount of second-hand houses before 1990 (including 1990) exceeds 30% of the total house price, and the second-hand houses after 1990 exceed 50% of the total house price, so the institution needs to appoint an appraisal company to conduct house appraisal.

Agency fee: The charging standard is 300 yuan (voluntary agency).

Rong 360 reminded that there is no need to pay other fees for handling loans at the provident fund management center. If there are criminals who cheat under the banner of provident fund center, please be vigilant and don't deliver other people's property to avoid being cheated.

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