Legal analysis: Yes. After the dishonest person pays off the debt, those who meet the conditions can borrow from the bank. According to the regulations, anyone who is listed will be punished by credit and restricted from high consumption, and will be restricted or prohibited in financing credit, government procurement, bidding, administrative examination and approval, government support, market access, qualification identification and other aspects. After paying off the debt, the court will revoke the untrustworthy person from the blacklist. However, due to previous bad credit records, banks will give more stringent review when lending.

Legal basis: "Several Provisions of the Supreme People's Court Municipality on Publishing the Information of the List of Executed Persons with Disbelief"

Article 6 The people's court shall inform the relevant government departments, financial regulatory agencies, financial institutions, institutions undertaking administrative functions and trade associations of the information on the list of people who have been executed in bad faith, so that the relevant units can impose credit punishment on people who have been executed in bad faith in terms of government procurement, bidding, administrative examination and approval, government support, financing and credit, market access, qualification identification and so on in accordance with laws, regulations and relevant provisions. The people's court shall notify the credit reporting agency of the information on the list of people who have been executed in bad faith, and the credit reporting agency shall record it in its credit reporting system. The people's court shall inform the unit to which the untrustworthy is a state functionary. If the person subjected to execution is a state organ or a state-owned enterprise, the people's court shall inform its superior unit or competent department of its dishonesty.

Article 7 If the person subjected to dishonesty meets any of the following circumstances, the people's court shall delete the relevant information from the list of the person subjected to dishonesty: (1) All the obligations specified in the effective legal documents have been fulfilled; (2) Reaching an execution settlement agreement with the application executor, which has been confirmed by the application executor; (3) The people's court decides to terminate the execution according to law.