1, (1) High-quality small and micro enterprises with complete business licenses for half a year or more, large business flow and low debt. The loanable interest rate is 3.85% to 4.5%.
2.(2) The company has been established for a short time, its operating ability is average, and its banks have little running water, so it can apply for an interest rate of 4.6% to 6%.
3.(3) Commercial loans are divided into personal commercial loans and corporate commercial loans. Personal business loan is a loan with the property of an enterprise legal person or shareholder as collateral and the funds obtained for enterprise operation. The so-called operating loan is a loan issued by a bank to an enterprise as a legal person for operating the company's working capital.