Yes, first, you need to get the consent of the loan bank. After the other party agrees, you can take out the motor vehicle registration certificate of this car from the bank, which is what we call the big green book, and then go to the vehicle management office to apply for changing the body color. Just follow the procedure step by step.
A car buyer must also meet the following conditions:
1. A car buyer must be at least 18 years old and a China citizen with full civil capacity.
2. Car buyers must have a relatively stable job, a relatively stable economic income or assets that can be easily realized, so as to repay the loan principal and interest on schedule. Assets that are easy to realize here generally refer to securities and gold and silver products.
3. During the loan application period, the car buyer shall deposit no less than the down payment stipulated by the bank in the account of the bank savings counter.
4. provide the bank with a guarantee recognized by the bank. If the individual account of the car buyer is not local, it should also provide joint liability guarantee, and the bank will not accept the mortgage set by the car buyer for the car purchased with the loan.
5. Car buyers are willing to accept other conditions that the bank deems necessary.
Extended information
Application process
1. Customer application. Customers apply to the bank, fill in the application form in writing and submit relevant materials at the same time;
2. sign a contract. After the application materials submitted by the borrower are approved by the bank, the two parties sign a loan contract and a guarantee contract, and
go through relevant notarization and mortgage registration procedures as appropriate;
3. Issue loans. After all the formalities have been completed, the loan approved by the bank will be directly transferred to the account of the automobile dealer by the bank according to the contract;
4. Repay on schedule. The borrower repays the loan principal and interest according to the repayment plan and repayment method agreed in the loan contract;
5. loan settlement.
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