You can't borrow money from other people's information in the bank. In case you find that your information has been lent, you can collect evidence and negotiate with the bank. You can refuse repayment and ask to delete the credit record. Therefore, I suggest that you check the credit report regularly every year, which will help to find the abnormal situation in advance.

Banks will repeatedly compare whether to apply through various means. For example, online loans need three certificates in one, and ID cards, bank cards and mobile phone numbers will get credit reports. Only when the personal information is completely matched can the loan be successful. As long as there are inconsistencies, directly refuse the application.

Extended data:

The use of CA digital certificate is introduced as follows:

Such as the name of the public key owner, the digital signature of the CA, the validity period, the name of the authorization center, the serial number of the certificate and other information. Therefore, users only need to apply for a digital certificate from CA to use it on the website, and the http description can be upgraded to the https encryption mode to protect the website security.

DV SSL certificate only needs to verify the domain name ownership, the application process is simple, and it can be issued quickly in 10 minutes, so the price is cheap, and it only needs zero to 100 yuan to apply; OV SSL certificate needs to verify the true identity of the enterprise. You can check the information of the applicant institution in the certificate information.

People's Network-Simplify the application procedure of trademark digital certificate

People's Network-Looking at the Development and Future of Electronic Authentication Service Industry through Numbers