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How long does it usually take for Chongqing provident fund mortgage to be verified before lending?
How long does it usually take to verify the loan of Chongqing provident fund mortgage?

The loan application materials are complete, and the review time shall not exceed 10 working days; In case of meeting the conditions for loan issuance, the time limit for loan issuance shall not exceed 5 working days after the mortgage registration is completed (in case of waiting for loan funds, the time for loan issuance shall be postponed, and it shall be distributed in line in chronological order within the city).

The review of the loan part by the portfolio lender and the time limit for lending shall be implemented according to the provisions of the undertaking bank.

Extended reading:

Chongqing first-hand housing provident fund loan application materials

(a) the valid identity documents and household registration books of the loan applicant and his spouse, the property owner and his spouse;

(2) Proof of the marital status of the loan applicant and the property owner, including marriage certificate, divorce certificate, divorce agreement (filed), divorce judgment, single statement, etc. ;

(3) Proof of income of the loan applicant and spouse (with the official seal of the unit or the seal of the personnel department, proof that the monthly income in the last six months is more than 6,543,800 yuan). If the loan applicant and spouse agree to use the current housing provident fund deposit base as the income basis, there is no need to provide another income certificate;

(4) A legal and effective Chongqing Commercial Housing Sales Contract;

(5) A down payment certificate of self-raised funds (invoice or receipt issued by the sales unit) that meets the requirements;

(6) Borrower's repayment account (Class I account of loan undertaking bank);

(seven) housing provident fund deposit in different places, to provide proof of housing provident fund deposit and use issued by the deposit center;

(eight) other information required by the city housing provident fund center.