housing conditions

1, a natural person who has reached the age of 18 and has full capacity for civil conduct;

2. When the loan expires, the age of the man shall not exceed 60, and the age of the woman shall not exceed 55;

3. Have a stable and legal occupation and income source, and be able to repay the principal and interest on schedule.

The written materials required for purchasing a house include:

1. For the valid identification (ID card, household registration book or other valid proof of residence) of myself and my spouse, the self-employed operator shall provide the business license (check the original and keep a copy);

2. Proof of the borrower's marital status (marriage certificate or single certificate);

3, foreign, foreign or single, must be guaranteed by a person with a local account;

4. Proof of income and property of the borrower and spouse;

5. Purchase contract and down payment receipt;

6. Mortgage commitment of the real estate co-owner;

7, bank housing mortgage loan application approval form.