Take the above materials to the relevant units to handle the formalities of property right transfer. Require the obligee (with ID card and marriage certificate) and someone (with ID card and marriage certificate) and the applicant (with ID card and marriage certificate) to attend, fill in the inquiry record and sign it in front of the operator, and the operator will enter it and accept it. Then receive the house ownership registration transaction acceptance form, and receive the house ownership certificate after paying the deed tax and verification fee within 20 working days.
No matter whether it is a mortgage or a car loan, the Housing Authority or the Vehicle Management Office will not charge any fees to customers after the loan is repaid.
There is no handling fee for canceling mortgage registration itself. This is a free service, and customers only need to bring relevant information to handle it (personal ID card, real estate license, other warrants, loan settlement certificate, etc.). ); Car loans also need to bring personal identity cards and loan settlement certificates, as well as vehicle registration certificates, vehicle driving licenses, driver's licenses, etc. ).
If the customer asks the customer to pay a certain fee for car loan number allocation, the customer can directly ask the staff of the 4S shop what the fee is, because there is no fee for number allocation, which may be an extra service fee charged by the 4S shop in the name of fee.
In this regard, customers can negotiate with 4S stores. If the 4S shop charges maliciously, customers can collect relevant evidence and report to the local industrial and commercial department to safeguard their legitimate rights and interests.
I hope the above content can help you. Please consult a professional lawyer if you have any other questions.
Legal basis: Regulations on Motor Vehicle Registration
Article 22 Where a motor vehicle owner mortgages a motor vehicle as collateral, he shall apply for mortgage registration at the vehicle management office at the place of registration; If the mortgage right is extinguished, it shall apply to the vehicle management office at the place of registration for cancellation of mortgage registration.
Article 24 To apply for cancellation of mortgage registration, the motor vehicle owner shall fill in the application form, which shall be jointly applied by both the motor vehicle owner and the mortgagee, and submit the following certificates and vouchers:
(a) the identity certificate of the motor vehicle owner and the mortgagee;
(2) Motor vehicle registration certificate. If the people's court mediates, makes a judgment or orders to cancel the mortgage, the owner or mortgagee of the motor vehicle shall fill in the application form and submit the motor vehicle registration certificate, the effective mediation, ruling or judgment issued by the people's court, and the corresponding notice of assistance in execution.
The vehicle management office shall, within one day from the date of acceptance, review the submitted documents and vouchers, and annotate the contents and date of cancellation of mortgage registration on the motor vehicle registration certificate.