A natural person with full capacity for civil conduct; Two, a local permanent residence or valid residence status, a fixed detailed address;
Three, have a legitimate occupation and a stable and reliable source of income, have the ability to repay the loan principal and interest on schedule and generally need the borrower to work for half a year;
Extended information 4. Holding the agreement or contract signed with the designated dealer of the lender for the purchase of designated brand cars, etc. With five insurances and one gold, it will be more convenient for you to borrow money. As far as automobile manufacturing and consumption are concerned, it is impossible for more than 99% cars to maintain their value, let alone increase their value. It is unwise to buy pure consumer goods by installment (loan), so I suggest LL not choose installment. Buying a car by installment and monthly payment are likely to affect the quality of life. Cars are not a necessity, and it is really not worth the loss to damage the quality of life for unnecessary things.
However, if ll urgently needs a car, most brands now have installment payment services, but only some models, such as Volkswagen, Nissan and Cadillac. However, it is basically based on the bank interest rate, and it is absolutely impossible to enjoy preferential activities. Specifically, you can go to the 4s shop for consultation. Buying a car in installments with five insurances and one gold will be a good loan, but it will not be cheap.