If you need help in the process of applying for the student credit loan from China Development Bank, you can call the national unified service hotline of China Development Bank at 95593.

Online Student Service System:

ID:jrtt Related Q&A: What should I do to study in loans overdue?

After studying in loans overdue, the borrower should log in to the student loan system of China Development Bank in time to go through the repayment procedures, and then call the bank customer service phone in time to explain the specific situation, indicating that he is not maliciously overdue and will definitely repay in full and on time in the future. The specific repayment steps are as follows:

1. Log in to the student loan system of China Development Bank, and then log in to your personal account on the login page;

2. Then, query the repayable principal and date in "Query of Principal Repayment Plan";

3. Then click "Use Center" in the upper right corner, and then find "Student Loan Repayment" to use for repayment;

4. Click "I want to repay" and enter the ID number and account name to inquire about repayment information;

5. Just recharge according to the repayment amount.

Extended information:

How can loans overdue, a student from other places, be remedied?

After the student comes to loans overdue to study, he will pay off the principal, interest and overdue penalty interest in time, and then tell the bank that he didn't intentionally overdue, and try to get the bank not to upload the overdue record to his credit report. If he has uploaded the credit report, he can ask the bank for a proof of non-malicious overdue, so that the pass rate will be higher when applying for loans in the future.

Student-based student loans are not the same as ordinary loans, but they are still loan products. After the loan is overdue, the lender will be reminded. At first, the overdue loan is for the student himself. If the student himself cannot be contacted or the reminder is useless, it is for the borrower.

Article 32 of the General Principles of Loans:

The borrower shall repay the loan principal and interest in full and on time in accordance with the loan contract. The lender shall send a notice of repayment of principal and interest to the borrower one week before the short-term loan expires and one month before the medium-and long-term loan expires; The borrower shall prepare funds in time and repay the principal and interest on time.

the lender shall promptly issue a collection notice for overdue loans and do a good job in the collection of overdue loan principal and interest. The lender shall impose additional interest on the loan that cannot be repaid within the time limit stipulated in the loan contract; If the repayment of the principal and interest cannot be made or implemented, the repayment shall be urged or legal proceedings shall be instituted. The borrower shall negotiate with the lender when repaying the loan in advance.

If the students are left to study in loans overdue for a long time, the consequences will become more and more serious, the dunning will not stop, and even the personal information of overdue students will be released, which will affect the students' life after entering the society.