It is not worth investing in terms of rental return alone, and the bank's five-year time deposit interest rate is higher than this return;

Mainly depends on the future appreciation potential of the house,

If there is no expectation of real estate appreciation, there is no investment value;

The loan is 654.38 million yuan, and the interest is calculated at 3. About 60 thousand, if the principal interest is 3. 30,000; That is, the monthly repayment is around 1380.

Your rental return is 7200 yuan a year and 72000 yuan a decade, which means that the interest can only be recovered after renting out the house for about 4 years.